Disability Related Resources / Posted 1 year ago / 555 views
Brochure Outlining the process: https://www.ssa.gov/pubs/EN-05-10550.pdf
Link for Disability Requirements: https://www.ssa.gov/pubs/EN-05-10029.pdf
Disability is something most people don’t like to think about. But the chances that you’ll become disabled probably are greater than you realize. Studies show that a 20-year-old worker has a 1-in-4 chance of becoming disabled before reaching full retirement age.
We pay disability benefits through two programs: the Social Security disability insurance (SSDI) program and the Supplemental Security Income (SSI) program.
***Helpful information under the listing section***
Social Security pays benefits to people who can’t work because they have a medical condition that’s expected to last at least one year or result in death. Federal law requires this very strict definition of disability. While some programs give money to people with partial disability or short-term disability, Social Security does not. Certain family members of disabled workers can also receive money from Social Security.
How do I apply for disability benefits?
There are two ways that you can apply for disability benefits. You can:
You have the right to representation by an attorney or other qualified person of your choice when you do business with Social Security. More information is in Your Right To Representation (Publication No. 05-10075), which is also available from Social Security.
When should I apply and what information do I need?
You should apply for disability benefits as soon as you become disabled. Processing an application for disability benefits can take three to five months. To apply for disability benefits, you’ll need to complete an application for Social Security benefits. You can apply online at www.ssa.gov/applyfordisability. We may be able to process your application faster if you help us by getting any other information we need.
How do I apply online?
Follow these simple steps:
Step 1 — Go to www.socialsecurity.gov/benefits/ disability and select “Apply for Disability.”
Step 2 — Fill out the Disability Benefit Application.
Step 3 — Answer the disability questions. Step 4 — Mail or take the documents we ask for to your Social Security office.
Is the process easy to follow?
Yes. We ask only the questions that pertain to your situation, and we provide links to more information. Also, there are examples to help you. You can print or save a copy of the information you enter.
What information should I gather before I get started?
For the Online Adult Disability Benefit Application, you should have:
Your Social Security number;
What if I can’t answer everything?
Even if you are unable to answer all of the Disability questions, you may still submit it to us. We will help you get the missing information. However, make sure you select the “Submit Now” button.
What happens next?
We will ask you to sign a medical release form (SSA-827) that allows us to get information from your doctors. You can do this electronically as part of the online Disability application, or you can print, sign, and send the form to your SocialSecurity office.
You will be able to print a cover sheet that you can use to send us the signed medical release and any medical records you already have in your possession.
We will contact you if we need more information about your claim.
Once we have all the information we need to make a decision about your disability claim, we will send you a letter.
The online forms are available to you seven days a week during the following hours (Eastern time):
Monday – Friday: 5 a.m. until 1 a.m. Saturday: 5 a.m. until 11 p.m. Sunday: 8 a.m. until 11:30 p.m. Holidays: 5 a.m. until 1 a.m.
Contacting Social Security
The most convenient way to contact us anytime, anywhere is to visit www.socialsecurity.gov. There, you can: apply for benefits; open a my Social Security account, which you can use to review your Social Security Statement, verify your earnings, print a benefit verification letter, change your direct deposit information, request a replacement Medicare card, and get a replacement SSA-1099/1042S; obtain valuable information; find publications; get answers to frequently asked questions; and much more.
If you don’t have access to the internet, we offer many automated services by telephone, 24 hours a day, 7 days a week. Call us toll-free at 1-800-772-1213 or at our TTY number, 1-800-325-0778, if you’re deaf or hard of hearing.
If you need to speak to a person, we can answer your calls from 7 a.m. to 7 p.m., Monday through Friday. We ask for your patience during busy periods since you may experience a higher than usual rate of busy signals and longer hold times to speak to us. We look forward to serving you.
How is the decision made?
The state uses a five-step evaluation process, in a set order, to decide if you’re disabled.
Are you working?
If you’re working and your earnings average more than a certain amount each month, you generally won’t be considered to be disabled. The amount (referred to as “substantial gainful activity”) changes each year. For the current figure, see the annual Update (Publication No. 05-10003).
If you’re not working, or your monthly earnings average to the current amount or less, the state agency then looks at your medical condition at step two.
For you to be considered to have a disability by Social Security’s definition, your medical condition must significantly limit your ability to do basic work activities — such as lifting, standing, walking, sitting, and remembering — for at least 12 months. If your medical condition isn’t severe, you won’t be considered to be disabled. If your condition is severe, the agency staff begins step three.
Our listing of impairments (the listings) describes medical conditions that we consider severe enough to prevent a person from doing any gainful activity, regardless of age, education, or work experience. Within each listing, experts specify the objective medical and other findings needed to satisfy the criteria of that listing. If your medical condition meets, or medically equals (meaning it is at least equal in severity and duration to), the criteria of a listing, the state agency will decide that you have a qualifying disability. If your medical condition doesn’t meet or medically equal the criteria of a listing, the state agency goes on to step four.
Helpful Hint- If you are below age 65, meeting a listing is the fastest way to get approved. Below is a link to both the Child and Adult Listing which is also known as the Blue Book. If you are able to review your diagnosis and the listing requirements and supply the documentation it will help your application process faster.
Link to Adult Listings (Blue Book)– https://www.ssa.gov/disability/professionals/bluebook/AdultListings.htm
Link to Child Listings (Blue Book):–https://www.ssa.gov/disability/professionals/bluebook/ChildhoodListings.htm
At this step, the state agency decides if your medical condition(s) prevents you from performing any of yourpast work. If it doesn’t, agency staff decide you don’t have a qualifying disability. If it does, the state agency proceeds to step five.
If you can’t do the work you did in the past, agency staff look to see if there’s other work you can do despite your medical condition(s). The state considers your age, education, past work experience, and any skills you
may have that could be used to do other work. If you can’t do other work, the state agency decides that you’re disabled. If you can do other work, you don’t have a qualifying disability.
There are special rules for people who are blind. For more information, ask for If You Are Blind Or Have Low Vision—How We Can Help (Publication No. 05-10052).
When the state agency makes a determination on your case, we’ll send a letter to you. If your application is approved, the letter will show the amount of your benefit, and when your payments start. If your application isn’t approved, the letter will explain why and tell you how to appeal the determination if you don’t agree with it.
If you disagree with a decision made on your claim, you can appeal it. The steps you can take are explained inThe Appeals Process (Publication No. 05-10041), which is available from Social Security.
Generally, we mail a letter or call you when we want to contact you about your benefits; but sometimes, a Social Security representative may come to your home. Our representative will show you identification before talking about your benefits. Calling the Social Security office to ask if someone was sent to see you is a good idea.
We’ll send a letter to you telling you your application is approved, the amount of your monthly benefit, and the effective date. Your monthly disability benefit is based on your average lifetime earnings. Your first Social Security disability benefits will be paid for the sixth full month after the date your disability began.
Here is an example: If the state agency decides your disability began on January 15, your first disability benefit will be paid for the month of July. Social Security benefits are paid in the month following the month for which they are due, so you’ll receive your July benefit in August.
You’ll also receive What You Need To Know When You Get Disability Benefits (Publication No. 05-10153), which gives you important information about your benefits and tells you what changes you must report to us.
Certain members of your family may qualify for benefits based on your work. They include:
NOTE: In some situations, a divorced spouse may qualify for benefits based on your earnings, if he or she was married to you for at least 10 years, is not currently married, and is at least age 62. The money paid to a divorced spouse doesn’t reduce your benefit or any benefits due to your current spouse or children.
How do other payments affect my benefits?
If you’re getting other government benefits (including those from a foreign country), the amount of your Social Security disability benefits may be affected. For more information, you should see the following:
• How Workers’ Compensation And Other Disability Payments May Affect Your Benefits (Publication No. 05-10018)
You’ll get Medicare coverage automatically after you’ve received disability benefits for two years. You can find more information about the Medicare program, in Medicare (Publication No. 05-10043).
After you start receiving Social Security disability benefits, you may want to try working again. Social Security has special rules called work incentives that allow you to test your ability to work and still receive monthly Social Security disability benefits. You can also get help with education, rehabilitation, and training you may need to work.
If you do take a job or become self-employed, tell us about it right away. We need to know when you start orstop work and if there are any changes in your job duties, hours of work, or rate of pay. You can call us toll-free at 1-800-772-1213. If you’re deaf or hard of hearing, you may call our TTY number, 1-800-325-0778.
For more information about helping you return to work, go online for Working While Disabled—How We Can Help (Publication No. 05-10095). A guide to all our employment supports can be found in A Summary Guide to Employment Support for Individuals with Disabilities Under the Social Security Disability Insurance and Supplemental Security Income Programs, also called the